Important Informations


The Bank, established in 1957, is a subsidiary of the Spanish Banco Santander, one of the largest credit institutions in Europe. With over 320 branches and more than six million private customers in Germany (as of 2015), the retail bank ranks among the country’s largest financial institutions. The Bank’s focus lies on consumer finance through its BestCredit product and vehicle financing through Carcredit. Additionally, the retail bank offers its customers various credit cards, a checking account, and various savings products. High customer orientation and service quality are not only self-imposed principles of the Bank but have also been confirmed by numerous studies conducted by external service providers in the past.

What are your benefits?ūüôČ
Loan amounts between ‚ā¨10,000 and ‚ā¨75,000 Flexible installment break Low interest rates Fast payouts Flexible installment break
What are your disadvantages?ūüôä
Free total repayment 100% digital contract conclusion Legitimacy by post office… Free special repayments
Independent assessment of Expance?ūüźĶ

The Bank, as a subsidiary of the Spanish Banco Santander, has established itself as a significant player in the European financial landscape since its inception in 1957. Boasting over 320 branches and serving more than six million private customers in Germany alone (as of 2015), the Bank holds a prominent position in the country’s financial sector. The Bank’s core focus on consumer finance, exemplified through its BestCredit product, and its expertise in vehicle financing with Carcredit demonstrate a strategic alignment with the evolving needs of its customer base. Additionally, the Bank offers a comprehensive range of financial products, including credit cards, checking accounts, and various savings options, catering to diverse customer preferences. A commitment to high customer orientation and service quality is evident, not only through the Bank’s self-imposed principles but also through its recognition in numerous studies conducted by external service providers. This underscores the Bank’s dedication to providing exceptional service experiences to its clientele. Overall, the Bank’s strong market presence, comprehensive product offerings, and commitment to customer satisfaction warrant commendation. However, continued efforts to innovate and adapt to changing market dynamics will be essential to maintaining its competitive edge in the ever-evolving financial landscape.

Professional evaluation