Important Informations


Founded in 1960, the Bank specializes in consumer loans. Today, it is a part of the French banking group Cr√©dit Agricole, one of the largest banks in Europe. Originally known as Beneficial Bank, the institution began offering online loans as early as 1997. Since 2011, the Bank has also been providing fixed-term deposit accounts. With over 600 employees, the Bank serves its customers through 17 branches nationwide, with its headquarters located in Stuttgart. The service provided by this Stuttgart-based banking institution has been certified and rated as “good” by T√úV Saarland.

What are your benefits?ūüôČ
Loan amounts between ‚ā¨1,000 and ‚ā¨80,000 Free special repayments Flexible installment break Low interest rates Flexible loan term Free total repayment
What are your disadvantages?ūüôä
100% digital contract conclusion Legitimacy by post office… Sometimes bad reviews
Independent assessment of Expance?ūüźĶ

Specializing in consumer loans, we have established ourselves as a reputable financial institution since our inception in 1960. Being part of the renowned French banking group Cr√©dit Agricole adds to our credibility and financial stability, given the group’s status as one of Europe’s largest banks. Our early adoption of online loan services, dating back to 1997 under our former name Beneficial Bank, reflects our forward-thinking approach to banking technology and customer convenience. Furthermore, our expansion into offering fixed-term deposit accounts since 2011 demonstrates adaptability to evolving market demands and customer needs. With a network of 17 branches across Germany and over 600 dedicated employees, we ensure personalized customer service and support. The T√úV Saarland certification and “good” rating attest to our commitment to providing high-quality service standards and customer satisfaction. Overall, our solid performance, combined with our strategic partnerships, technological innovation, and customer-centric approach, warrant a commendable 4-star rating.

Professional evaluation