The bank was founded in Bonn in 1850 and has been part of Postbank since 1999. It specializes in private real estate financing but also offers consumer loans. In these offerings, the bank collaborates with various independent financial service providers who handle personal consultation, customer service, and distribution. This is intended to enable the bank to offer its products at particularly favorable terms and allow its customers to access services outside of regular banking hours.

As experts in the field of financial services and lending, we would rate the bank 3 out of 5 stars in the credit sector. The bank has established itself as a solid institution, offering a wide range of credit products, including private real estate financing and consumer loans. We particularly commend their strategic partnership with independent financial service providers, ensuring personalized advice and customer-oriented service. However, we also see room for improvement. Processing times for credit applications could be optimized to facilitate faster processing. Additionally, the interest structures are not always the most competitive on the market, which could deter potential customers. A more transparent communication regarding credit terms and fees would also be desirable to strengthen customer trust. Overall, the bank offers solid credit products, but there is room for improvement, especially in terms of efficiency, competitiveness, and transparency.