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Loans at Expance

Expance assists with a variety of loan types including personal loans, business loans, and investment loans. We guide you in choosing the right loan that aligns with your financial goals and circumstances in Germany.

Our process begins with an initial consultation to understand your needs. We then help you gather the necessary documents, explain the application process, and provide support in submitting your loan application to suitable lenders.

Yes, we specialize in advising expatriates and can offer strategies and solutions for those with limited credit history in Germany, ensuring you find viable loan options.

Consider your financial stability, the purpose of the loan, your ability to repay, and the potential interest rates. Our advisors will help you assess these factors to make an informed decision.

Yes, Blue Card holders in Germany are eligible for loans. At Expance, we assist Blue Card holders in understanding their loan options and navigating the application process. We consider your employment status, income, and residency status to find the most suitable loan solutions.

For Blue Card holders, factors such as the duration of your residency, your employment contract length, and your creditworthiness in Germany play significant roles. We at Expance guide you through these considerations, ensuring you understand how they impact your loan eligibility and terms.

Mortgages at Expance

Yes, we specialize in helping expatriates navigate the mortgage process in Germany, from understanding eligibility to finding competitive rates and handling paperwork.

We advise on various types of mortgages including fixed-rate, variable-rate, and interest-only mortgages, tailoring our advice to your specific needs and financial situation.

Qualification depends on factors like income, employment status, credit history, and the property value. We’ll guide you through the qualification criteria and help strengthen your application.

Our process involves an initial assessment of your financial situation, followed by advice on mortgage options, assistance with application preparation, and support throughout the approval process.

Insurance at Expance

Expance offers guidance on various types of insurance including health, life, liability, property, and car insurance, ensuring you get the coverage that best fits your needs in Germany.

We evaluate your specific requirements, compare different insurance plans, and explain the benefits and limitations of each to help you make an informed decision.

While we primarily advise on choosing plans, we can guide you through the claims process, providing insights and support to ensure a smooth experience.

Consider factors such as coverage extent, premiums, deductibles, exclusions, and the insurer’s reputation. We’ll discuss these aspects with you to find a policy that aligns with your needs.